Sep
29th

I’m done Union Federal Bank… Sky Bank… now Huntington Bank

This week I tried to log in to my Union Federal Bank account. It’s not Union Federal Bank anymore, Sky Bank purchased them. Sky made the decision to change the online banking address but keep the same online banking system. It was a little bit of an inconvenience, but not much. Now Huntington comes in, changes my banking features, and simply cuts off my online access!

When I try to sign up for online access, it keeps telling me my ATM password is wrong… kind of silly since I used it before and after I attempted to sign up. Being the nice guy I am, I decide I’ll use their Contact Form to let them know that I’m irritated (you just DON’T mess with people’s money!). Only one problem… no matter what I write, the form won’t submit. Check out the nice error messages:

Huntington Bank

Thanks Union Federal Bank, Sky Bank, Huntington Bank… I’m done! I figure if you can’t handle a simple form posting, you probably shouldn’t be handling my banking.

The irony is that I started this account online and never actually stepped foot in a bank for quite a while. At the recommendation of my friend, Randy, I’m opening an account at Everbank.

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52 Comments »

Comment by no imagemodifoo (SezWho)
2007-10-01 18:02:27

I just had a similar experience when looking for accounting software. I wrote a message to one provider using their form. There I got the error message “you have to enter a valid e-mail address in the phone number field”. No kidding. (And I even had entered correct details.)

In the end I just gave up.

I wish they would use some money on testing their forms. Not only do they miss a chance (after all if someone goes to the trouble of filling out a form, they are a hot lead), but they turn an interested potential customer into an annoyed customer.

(If then you are doing your best at hiding your e-mail address and saying that one should use the on-line form, you are not helping things, either.)

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2.9
 
Comment by no imageJason (SezWho)
2007-10-12 21:35:47

Amen brother!! I’m a former Sky Bank and now Huntington customer

I only have a few words. HUNTINGTON SUCKS!!! We had a lot of problems even beginning to access our online banking. Then when we finally did, I wish I really hadn’t. Online banking with Huntington is confusing, irratic, and not very accurate. Charges show up only to disappear, and then through the magic of banking post to the account in a different amount.

Sky Bank was nice and predictable, what I spent actually showed up on the online banking in correct amounts-and stayed. It got to the point where I didn’t even have to keep a written register-it was that good.

You really hit the nail on the head. If Huntington can’t even figure out “simple form posting” how are we supposed to trust them with our money?

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1.6
Comment by no imageDouglas Karr (SezWho)
2007-10-12 22:02:35

I opened my Indiana Members Federal Credit Union account earlier this week and my direct deposit was up within two business days! I did look seriously at Everbank but the minimum balance was a little steep. No more banks for me!

I’m going to close my Huntington account tomorrow… and I still never received my credentials to use their online banking.

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2.9
 
Comment by no imageamy (SezWho)
2007-11-15 10:05:56

I had the same problems with Huntington - Sky was wonderful…now, I’ve been charged various fees for atm & debit card use and keep getting overdraft fees because things are posting like 3 or 4 days later…and I’m loosing track of what is going on in my account! I am in the process of moving my car loan and my checking to a credit union.
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3.0
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 00:14:39

Since Sky has changed to Huntinton, they are holding all our deposits (even cash) for up to 7 days! They forced a bouce when the money should have been there and charged $38 over draft and $7.00 a day for 3 weeks…didn’t call, send a notice, NOTHING! and we had no responce except “Sorry, that’s our Policy” and we were our $250! Needless to say, we closed the account. We have a business account with them too (not for long) and they are holding our deposits again, 7 days now. I’m starting to think there’s a conspiracy
to force check bouncing. I would like to rally all who have experienced something similar and get a lawyer involved.
I know many voices are louder than one! The financial Rape has to stop somewhere! Who’s with me?
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3.1 (1 person)
 
 
Comment by no imageAndrea (SezWho)
2007-12-14 11:41:38

Screw Hunting Bank. I miss Sky bank. I have had nothing but problem after problem with this rip off bank. I admit I dont exactally write down everything that I charge, but Im smart enough to have a general idea of how much money I have in my account.

1st problem….. Their overdraft fees are freeking outrageous. Skys were only what… 32 something? This bank has a sliding scale.. my most recent charge was 37.50. 5 dollars and 50 cents more than Sky’s. That extra 5.50 adds up when you have multiple overdraft fees.

2nd…. Im sure a lot of banks do this (never had a problem with Sky) but if I have small charges, they ALWAYS have to take the larger charge first to overdraft the account and screw the customer. Their explanation “Oh, well some places post faster than others….” funny how its always the charge thats going screw you that comes out first.

Whatever. Im so upset with Huntington.. I hope a lot of their customers see how horible this bank’s system is.

Thanks Huntington… You’ve runined my little girls Christmas because you like to screw people over. Have fun all you rich CEO’s with my 150 dollars that means shit to you.

Im done with this bank. Please tell your family and everyone you know to never even consider that Money trap as their bank.

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1.8 (1 person)
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 00:33:12

I got the shaft in over drafts too! They have been holding our deposits for 7 days now! I’m trying to run a business and they are trying to run me into the ground! This is the second time they are trying to force us to bounce! I’m ready to team up with a lawyer…I’m tired of getting financially raped.
Who’s with me?
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2.9
 
Comment by no imageAmanda Schrotenboer (SezWho)
2008-06-16 07:04:46

If you kept track of your account and didnt spend money that wasnt in you account you wouldnt have a problem! Crazy idea but try it
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1.6
 
 
Comment by no imageDavid Wesner (SezWho)
2008-06-24 00:19:59

Ditto, my experience with Huntington. But you haven’t covered half of the problems they are generating. Their sloppy accounting is mysteriously always in their favor. They do not return calls, and
communicating with them is nearly impossible. I also was satisfied with Sky Bank, but that’s in the past. Good comment.
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1.6
 
 
Comment by no imageAngela (SezWho)
2007-10-22 13:36:07

Hear this…Fiance goes into the bank to deposit his CASH. They give him the receipt and they call today to see where the money is. They can’t locate the $750 CASH he deposited. They say unless he can provide a receipt number there is no record of the money going in. My Question….what happened to that cash? There has to be an extra $750 SOMEWHERE. Now I get to go home and turn the house upside down to hopefully find that receipt. I saw it last night but with a toddler running around the house…who the hell knows where it went.
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1.8 (1 person)
 
Comment by no imageJohn (SezWho)
2007-10-24 01:57:42

I hate Huntington and their hidden fees for my free checking account. They charged me .25 cents for everytime I use my pin number at any store where sky bank never charged a fee until huntington took over. they suck and I will be switching to a bank who doesn’t have hidden fees for their customers. national city bank I think will be better for me. huntington sucks and those b******* can go **** themselves
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1.6
Comment by no imageNicole (SezWho)
2008-02-15 03:29:05

To John……….UMMMMM, enjoy National City Bank, which charges $.75 to run your card with a PIN!!!!!!!
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3.0
 
 
Comment by no imageRobert (SezWho)
2007-10-25 15:26:13

I made 2 house payments on 09-23-2007 one for sept and the other for Oct. with SKY BANK.
I get a letter in the mail today from Huntington stating they are going to forclose If I dont make two (2) payments by the 1st of November, I tolsd them I made 2 at SKY… they say they have no record
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3.0
 
Comment by no imageedward (SezWho)
2007-10-25 20:49:28

this is a twist a happy one i hope. i had a mortage thru bank one that was purchased by chase but then was sold to franklin corp which was in turn skybank . i had too go bankrupt and still afterthat ; all three are still fighting over the forecloser.im a new huntington customer who still hopes for recovery not departure…
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1.6
 
Comment by no imagenicole haveman (SezWho)
2007-11-02 18:03:26

I had my unfair share dealing with huntington fake!!! and they can go to hell!!!!! What’s up with those overdraft fee’s? How can they do this to their own customers who make them a thriving business to begin with!!! Instead they reverse checks you deposit and hit you with overdraft fees, confuse you with their online banking system, charge you for overdraft fee’s when your still in the positive, and fee us to death with their new overdraft charging policy! I have never had problems with a bank before until they switched to huntington FAKE! Who the hell can afford three hundred dollars in overdraft fee’s? I know I can’t cause that’s what they did to me!!! Whoever reads this I hope you NEVER bank with them!!! Stay away from those money grubbing a-holes!
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1.6
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 00:26:22

You got it! They have been holding our deposits for 7 days now,
just waiting for us to bounce! Then the money suddenly appears,
ass we found out with our other account. $38 overdraft, then $7
a day for 3 weeks and they never called, sent a letter, notice,
NOTHING! We had to pay $250 just have our credit shot and we closed the account! Sky was nice. I see how Huntington bought every bank out and took over…they financially raped everyone along the way! I think alot of people that have been taken advantage of should unite and get a lawyer, I’m ready! Who’s with me?
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2.9
 
 
Comment by no imageJim F. (SezWho)
2007-11-03 13:11:33

STAY AWAY FROM HUNTINGTON!!! And if you still have an account with them close it ASAP!

Here’s my nightmare, maybe someone else will get saved from the same. These stupid idiots charged me for 3 overdraft fees when I still had a positive balance. They said it was because I had 6 pending checkcard transactions and that they held those funds which made my balance exceed for the 3 checks. OK I can live with that, my electronic deposit hadn’t hit yet, my fault I’ll pay the penalty…… but wait…. then they charge me 6 overdraft fees for the checkcard transactions. Now if your keeping track here they bounced the 3 checks because they HELD the money for the pending checkcard transactions.
I spent an hour on the phone with them arguing my point with collections that you can’t hold money for a transaction to make others bounce and then charge me overdraft fees for the ones you HELD money for. If you held the money, then they were covered and could not have bounced. This stupid &^%&^ kept on arguing until I told her flat out that “you can’t have it both ways and that trying to use “New math” and rearrange numbers to confuse people to get it both ways is flat out FRAUD”. Suddenly upon hearing that word she immediately began to back peddle and “as a courtesy to me, this one time would refund the 6 overdrafts” Hmmm, odd that it wasn’t until I used that word that she was willing to refund them. I’ll be there Monday morning with cash in hand to clear this up and close my accounts, and I’ve already got a call in to an attorney. Just because they got caught trying to scam and are going to refund it doesn’t make them any less thieves, because if I had not called BS on it they would have committed fraud and taken the money
Anyone else out there who deals with them, check your statements carefully because they’ll screw you twice sideways if you don’t watch them and call BS when they pull it. They are scam artists of the worst kind. Smart money is to get away from Huntington as fast as you can!

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1.8 (1 person)
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 00:48:31

I’m with you on the Lawyer! If you need back up, let’s get a “posse” of financially raped victims and nail Huntington Bank to the wall!
They have been holding our deposits for 7 days now and are trying to force us to bounce again (with our business account, they already did with our personal! $38 OD and $7 per day for 3 weeks and didn’t call us , send us a letter, NOTHING!) We are a small business and honest at that! These large, faceless institutions that are supposed to take care of OUR MONEY, NOT THEIRS, which they should be so honored, are yet trying to shadily pick-pocket us legally with their “policies” . I’m not buying it! This is financial rape at it’s best, and nothing else! Lawyer! Who’s with me? I’m ready!
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2.9
 
 
Comment by no imageDouglas Karr (SezWho)
2007-11-03 17:13:55

The saga continues with me as well. I visited my local branch to complain I didn’t have access - so they provided me with the 1-800 number to get assistance.

I called the 1-800 number and in order for them to assist me, I needed to provide my last deposit. “I wish I knew, but I can’t login!”, I said. After 45 minutes on the phone, I was told to visit a local branch AND call the 1-800 number so that my identification could be validated.

I recognize the importance of them validating who I am… but THEY DID THIS! Not me! I provided all my personal info… name, address, bank card, account number, phone, etc…. no go.

I actually had to make a deposit to the account so I can call them in a week and tell them what the deposit was! Ridiculous.

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2.9
Comment by no imageNicole (SezWho)
2008-02-15 03:42:42

Douglas………Wake up! The bank has security measures in place FOR A REASON! So what if you know your name, address, and phone number? That’s info any Joe Schmoe can obtain. And your bank card/acct. number? OK, let’s say your card or checkbook gets stolen………would you be happy if Huntington verified the thief using that information and relinquished YOUR account information so that they knew how much was in YOUR account, and could make transactions using YOUR money? I don’t think so. The amount of a recent deposit is something only YOU should know, and if you don’t, I have two words for you……….CHECK REGISTER!
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3.0
Comment by no imageDouglas Karr (SezWho)
2008-02-15 08:51:01

Hi Nicole,

I think you missed my point - they are the ones that disabled my access, not me. I’m not complaining about security, I’m complaining about their ineptness in locking me out of the account and then providing such and inconvenient means of getting back in.

Doug

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2.9
 
 
 
Comment by no imageSloane T. Irwin (SezWho)
2007-11-09 13:33:53

I’ve been banking with Huntington for two years and am 21 years old. At the end of this month I had planned to set up a Roth IRA and a money market account. In January I’ll be buying a brand new 450,000 house. By June I will have purchased a 3-business, 5 apartment building in a major metropolitan area. Given that I’m 21 years old, I have a LOT of banking left to do in my life. Until yesterday, I was a potential lifelong customer of Huntington Bank, I’d never had a problem, other than their online bill pay feature being a little confusing.
I got a letter in the mail yesterday saying I was overdrafted. I logged in, and I see 17 overdraft charges, totaling 522 dollars. The first three were charged before my account was listed as NSF. I called Huntington, spoke with three different very rude people, would up meeting a bank manager this morning, only to have him call me a few minutes ago and say, “Well gee, sorry, all the charges stand and we don’t really care about you as a customer”. I found it amazing that on the way to the bank this morning to meet with him there was an ad for Huntington on NPR that said, “Huntington, a business investing in people”. Investing my ass, a more apt slogan would be “Huntington, stealing money from our clients through blatant fraud since 1856″.
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3.0
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 01:06:12

I’m getting the shaft as well. I’m a small business and trying to get by. Huntington has held our deposits for 7 days now and must be trying to force us to bounce again! (They’ve already done it with another account. $38 OD and $7 a day for 3 weeks!
Didn’t call, sent a letter, NOTHING! We gave them $250 just to close that account!) I’m ready for legal intervention! I’m tired of Faceless Institutions like Huntington, financially raping me and my family! I think this is worthy of a multiple lawsuit. Who’s with me?
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2.9
 
 
Comment by no imageBrandon B (SezWho)
2007-11-10 20:27:33

I had been with Sky (Mid Am at that time) since my first job at age 16. I was very pleased with their service and never had a single complaint in the 10 yrs I did my banking with them. In the short while since Sky became Huntington I have had several issues, the most important one being a confusing loss of about 300 dollars in insufficient funds. Upon talking with Huntington, the only conclusion to be made is I must close my account because those people are terrible. In a nutshell I felt strongly that they had made a mistake and they were not willing to budge even a little to help out someone who thinks $300 is a lot of money being taken for something that made no sense (same as peoples’ previous posts above). They were rude and I am leaving that —— bank. It almost makes me sad because over the years Sky always worked with me and were very customer-oriented.
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1.6
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 01:18:17

I here that…Sky was always very personal, friendly…
Huntington is just another Faceless Finacial Rapist to come along and try to bleed every single person who entrusts them with the money they work for, which they should be greatful that they were betowed the honer! It was never their money! But they crept in under the radar and bought out an exsisting good company and the pick pocketing continued. I am ready go for legal intervention for all those affected by this financial sodomy!
I know there are thousands of others out there…Who’s with me?
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2.9
 
 
Comment by no imageamy (SezWho)
2007-11-15 10:30:03

I never had a problem with Sky Bank - but with Huntington I do…transactions post like 3 or 4 days later, I’m getting hit with transaction fees for debit use and $4.00 foreign atm usage fees. I NEVER had those fees with Sky. I kind of run pretty tight between pays - but when they don’t post things timely I loose track of my account and I’m now getting overdraft fees. But I’ve also caught them charging overdrafts when I have a positive balance! AND they have been posting withdrawls before posting deposits - I am SO Frustrated! I am in the process of switching banks to a credit union - but what a hassle that is - I use my checking account for a lot of automatic pay deals…and something will probably get screwed up in the process!
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3.2 (1 person)
 
Comment by no imageBrian (SezWho)
2007-11-30 19:57:49

I am a former Sky/Huntington employee

First off, I quit due to this merger…..if you think they are bad as a bank imagine them as an employer

In terms of onine banking, i still have my personal account there and think their online banking is better….but thats just my opinion….i to hate the 25 cent pin purchase fees but thats life i guess….i probably should care now that I am unemployed

Now lets go to the “huntington sucks” people…..did I like them? no! but banks are banks….all banks are the same….if they dont get you with 25 cent fees they’ll get you another way….banks are a business, they are in business to make money…point blank…..you know how many clients i talked to that said “national city sucks, chase sucks, bank of america sucks, etc”……”huntington sucks” because people hate change but in reality, banks in general suck

Now in terms of NSF fees and verifying your last deposit….here is a great quote to live by “It is not the banks job to know how much is in your account, it is yours”…..people, its called a checking account register….you make a purchase you subtract it, you make a deposit you add it….i know how much is my account right now….i dont care what my atm receipt says or my online banking balance says…..those balances are all pulled from different sources anyway….keeping a register is your responsibility, so to those who dont and get fees, i do not feel bad for you whatsoever…esp. to those who use their debit card everywhere (i.e. $3 at Mcdonalds, etc)…its your money keep track of it…banks are there for you to take advantage of…online banking should solely be used to catch fraud/id theft quicker and to balance your register quicker then every month

now after that, heres a hint:
Lets says you have $50 in you account and you write 3 checks….one for $60, $10, $5….say all these try to clear the same day…banks are set up to pay highest to lowest (thinking the highest is more important)…this means, it will try to pay the $60 first causing the $10 and $5 to NSF also causing 3 NSF fees when in reality the $5 and $10 would have cleared and the $60 wouldnt anyway but at least you would only get 1 NSF fee…..tell the bank manager its check sequencing error, they refund your nsf fee 99%

Hope that helps

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1.6
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 01:34:23

Ok…We made a deposit 7 days ago, still not showing in our account…not the first time…deposit goes in…5 days later, not in our account, bounce!, then suddenly, only minutes later, there are our deposits, after our money has been held hostage to force a bounce that should have never happened, (Never with Sky…EVER!)…Either the CEO of Huntington and his affiliates are in fact the dumbest people to own a business, OR a huge scandalous “money-grubbing ” is financially raping those who trust them as an institution that is there to watch over and protect OUR money, not pick pocket us with a smile!
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2.9
 
 
Comment by no imageKeely Jones (SezWho)
2007-12-03 11:10:29

When I contacted the Indiana Attorney Generals office, they advised that Huntington is a national bank. This means that the federal Comptrollers office is the mediator that can help. The web-site that was given to me was: helpwithmybank.org. Hope this helps as well. Banks are banks but this is still America and we still have free legal help.
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1.6
 
Comment by no imageagitated too (SezWho)
2008-01-07 22:11:32

I too, have been hit with numerous nsf charges, due to huntingtons policies. It seems, that withdrawls can be made, and then can post within minutes, to my pending transactions. Why then, can’t my deposits, do the same? I run a business, and regularly deposit checks, from long standing area business’s, local, state, and federal government agencies, as well as checks from other individuals with sky/huntington accounts. All of these transactions, have taken 24 hours to clear, as is policy, however, none of these have ever “bounced”. So why can’t I see these transactions, in my pending transactions? It would appear, that huntington could supply the information, but chooses not to. The tellers see it. It really irks me, that once it is in their brick and mortar place of business, that they choose not to credit it to your account, untill their good and satisfied, that they won’t get stuck with a bad check. (Which, i’m sure, they do charge another fee for.) I do keep a personal register. My deposits go in that day; I shouldn’t have to reconcile my check book, but once a month. This is impossible to do with huntingtons on-line banking. It appears to me that huntington prefers to not show the deposits, so that they can claim nsf’s. Yes, I also think it’s fraud and worthy of a class action lawsuit.
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1.6
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 01:56:31

I agree! I’m going through the same thing with my business!
They have not shown deposits in our account for 7 days now!
I feel they are trying to force yet another bounce (as they did in another account…$38 OD and $7 a day for 3 weeks without a call, notice letter, NOTHING! We closed the account with nothing left and had to hear “Sorry, that’s our policy”). I too feel that Legal action should be taken. This is nothing but yet another financial institution “financially raping” an endless list of people and businesses entrusting OUR MONEY to a bank that should feel honored to be there for us, but crept in and took over without any warning. Legal Action? Who’s with me?
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2.9
 
 
Comment by no imagekathy (SezWho)
2008-01-10 20:40:12

Well, I have been with this bank forever . I live in salineville and this bank was formally known as citizens banking co. When I say for ever lets say over 30 years. Citizens banking became sky bank and sky bank became hunnington. Salineville was the birth place for citizens and started with onr bank and I know that the man who started this bank ( god rest his soul), would be appauled to see what his bank has turned into today. I wasn’t to happy to see our little bank turn into sky bank, but at least skybank was an honest bank. HUnnington on the other hand with all there hidden fees and bull**** overdraft fees. I have talked to so many people in my smalll town that have had the same problem with hunnington. So many people can not be this wrong , Hunnington system is messed up. W ell I have had enough I am closing my account with them . When you think about , who does all the fees and messed up system they have , that makes you have overdraft you shouldn’t have hurt anyways, I’ll will tell who thet hurt people that can’t afford it !! People who have a lot of money don’t have to worry about being caught in their trap. All I can say is they suck!!
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1.6
Comment by no imageMarge and Shawn Olson (SezWho)
2008-04-17 02:10:17

I understand everything you’re saying… In Ohio, Sky was recently bought out by Huntington… They have taken us for at least $250 and counting… Overdraft fees, daily fees that they didn’t notify us about…Rally up all those in your community that have been financially raped and we’ll form a legal action against
Huntinton Bank. I’m working on all the voices that are yelling
about them and HB should not be allowed to do this to us.
It was never their money! What gives them the right to hold our money hostage to force ISF’s and more fees upon fees…what happened to the bank paying us to use our money!
I’m ready for Legal Action………….Nationwide! Who’s with me?
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2.9
Comment by no imageTina Pace (SezWho)
2008-04-24 14:39:09

I am with you. My 18 year old daughter who works full time and supports herself, bounced two debit card charges for $20 each. They actually charged her 4 bounce fees two days before the first charge cleared and two the next day and so on. She is now in the hole for $342. I figure she does owe them $120 for the two bounced items and the 2 $40 bounce fees and I refuse to let her pay the balance. The manager of bank was willing to forgive $100 and I said no way. All accounts will be close and they can take us to court. This is BS. I personally have not bounced a check in over 15 years and I’ve bounced 4 times since Huntington took over. Please keep me in mind if you are planning some sort of legal action.
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3.0
 
Comment by no imagebecky (SezWho)
2008-08-12 18:23:12

and when you overdraft your account, you are using money (the banks) that dosen’t belong to you….you are paying overdraft fees so you can have the convience of “borrowing” money.
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2.2 (1 person)
 
 
 
Comment by no imageRobert (SezWho)
2008-01-19 09:58:26

How is it that I havent used my account since Jan 2nd with a balance of 4.81 .. I now have 5/3.. But my balane is -369.00, with a checking account that has been in a drawer since Jan 2nd
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3.2 (1 person)
 
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